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This holiday season you may want to consider charity gift cards as a unique gift that you can give to that person who is always difficult to shop for. These unique holiday gifts allow you to purchase a gift card where you can get 100% of the tax deduction and your recipient then gets to pick the charity. This a pretty cool idea since there are many health related charities that are always looking for ways to raise funds and this could very well be a new vehicle to raise those much needed capital. The Susan G. Komen for the Cure and the American Diabetes Foundation are just a few of the over 100 charities that your gift recipient can choose from.

The economy is struggling and people all over the country don’t have the extra money like they once did. People that own businesses that sell us products or provide us services are seeing this and many of the things they offer are getting cheaper. You might not find this everywhere right now, but if they want to stay in business you will see prices dropping across the board. Even business insurance is starting to see some competitive pricing as insurers are looking to hang onto their customers and not risk losing additional revenue.

The Medicare supplement plans are now being opened for renewal.

We have seen and reviewed numerous diet pills that have made claim to promises that appear to be more hype than reality. The new FTC guidelines may help to provide some clarity on how people promote and make claims within the diet supplement industry. The new guidelines requires that celebrities that endorse specific weight loss products must disclose this during any presentations or appearances they are making on behalf of the company. It also has stipulations for online sites that use images of celebrities that may not actually have been endorsed by that celebrity and to disclose the average weight loss that one could expect. So consumers may have some more information to make a better informed decision around the various diet pills that are available.

We were looking at some of the newer offerings from CariD around their led tail lights and the comparable safety and function as compared to regular headlights. There are no specific studies or recommendations that we could find other than some specific facts. Since LED tend to burn brighter and longer you could have less of a chance of failure. The LED lights themselves have a different look to them and could gain your attention faster if you see them on the car in front of you. I know that we have certainly noticed LED lights on cars and they definitely gain your attention.